Javian Picardo
Principal .NET/AI Engineer | Solopreneur
Currently Principal .NET/AI Engineer at Guidepoint (Toronto), building AI-powered personalization and modern web experiences on Azure. Visionary and results-driven Principal Software Engineer with 16+ years of experience specializing in enterprise-grade Microsoft technology solutions. Proven track record of transforming complex business requirements into scalable, innovative applications while leading cross-functional development teams. Expert in designing sophisticated cloud architectures and implementing security-focused solutions across Azure ecosystems. Consistently delivers digital transformation initiatives that drive business value for organizations in financial services, insurance, and specialized software sectors. Combines technical leadership with strategic vision to create resilient, future-proof technology platforms.
Work Experience
Principal .NET/AI Engineer
10/2025 - Present • Toronto, Ontario
Project: Predictive Insights Library & Insights Application Modernization
Single-handedly architected and implemented a personalized retrieval and ranking system (Predictive Insights Library) alongside a comprehensive frontend modernization effort.
- Architecture & Leadership: Single-handedly architected and developed the Predictive Insights Library, an advanced personalization layer for the Insights portal, driving better alignment between user interests and surfaced content.
- Micro Frontend (MFE) Conversion: Led the frontend modernization strategy by converting existing monolith applications into a highly scalable Micro Frontend architecture using React, Next.js, and Module Federation.
- AI & Search Integration: Engineered a custom retrieval and ranking engine utilizing Azure AI Search to replace a one-size-fits-all model with highly personalized "Explore" results based on user preference profiles.
- Data Pipeline & Cloud Engineering: Currently supporting existing .NET data pipelines and working on migrating them to Databricks to enable secure, high-volume data transfers from the parent CRM application.
- High-Performance Feature Store: Implemented Cosmos DB as a highly responsive feature store to capture explicit and implicit user intent signals (e.g., saved searches, engagement, purchases). Ensured system latency remained low by designing personalization writes to be best-effort and non-blocking, while maintaining SQL as the core system of record.
- DevOps & Operational Safety: Established a fail-closed, API-gated architecture allowing for rapid experimentation with ranking and retention strategies. Utilized Azure DevOps, feature flags, and Azure Key Vault to enable secure, runtime tuning of the personalization logic without requiring application redeployments.
Lead Engineer
12/2024 - 03/2025 • Toronto, Ontario
Working on shared data services project designing and developing secure, scalable, and high-performance applications for Open Banking and Data Services.
- Architected and developed a comprehensive shared data services portal using React and Azure App Services.
- Implemented advanced React.
- JS features including extensive use of Web Hooks (useState, useEffect, useContext, useReducer) for efficient state management across enterprise applications.
- Leveraged modern state management solutions within React, including Context API and Redux for managing global application state in complex scenarios.
- Created comprehensive architecture blueprint for shared data services including system context diagrams and component interactions.
- Established technical standards and design patterns for consistent implementation across banking applications.
- Designed secure API gateway architecture with centralized authentication, rate limiting, and monitoring capabilities.
- Developed robust Azure Functions APIs with C# & .NET 8, focusing on Open Banking authentication and authorization mechanisms.
- Engineered scalable microservices infrastructure with advanced security protocols ensuring compliance with banking industry standards.
Lead Application Developer | Lead Integration Developer
07/2022 - 12/2024 • Richmond Hill, Ontario
Portfolioxpressway provides investment professionals, portfolio managers with a fully digital 360-degree view of investor assets, no matter their location or nature, as well as the tools to source and recommend the very best investment opportunities.
- Collaborated directly with CTO to architect a comprehensive enterprise-grade solution addressing complex investment portfolio management requirements achieving SOC2.
- Partnered with program managers, business analysts, and scrum masters to translate business requirements into scalable technical architecture.
- Worked with UI/UX teams to create an intuitive portfolio management portal aligned with architectural capabilities.
- Orchestrated team expansion from 4 to 10 developers, implementing CI/CD pipelines, Docker, and Azure Kubernetes (AKS) to accelerate deployment cycles.
- Designed and implemented a comprehensive investor asset portfolio website using cutting-edge technologies: Frontend: React, NextJs, Storybook, Ant Design.
- Backend: C# .NET Core/.NET 7, Django, Python 3.
- Cloud Infrastructure: Azure ecosystem.
- Created high-performance React components with optimized rendering cycles, significantly improving user experience in data-intensive portfolio management interfaces & utilized NextJs with React to deliver server-side rendering capabilities, improving initial load performance and SEO capabilities for client-facing applications.
- Developed centralized authentication and authorization framework using Azure B2C with custom policies for enhanced security.
- Implemented the services to migrate from app services to Azure Kubernetes Services.
- Created microservices using Django & Python 3 from Databricks imported data.
- Engineered complex microservices integrating Databricks data with Django APIs.
- Implemented advanced Azure cloud infrastructure incorporating multiple services: Azure App Service, Azure Functions, Azure SQL Database, Azure Storage, Azure DevOps & Pipelines, Azure Virtual Machines (VMs), Azure Active Directory (Azure AD), Azure Logic Apps, Azure B2C Custom policies, Dynamics 365 Customer Service integration.
Lead Full Stack .NET Developer | Senior Developer
04/2021 - 07/2022 • Portsmouth, NH (USA)
Actuarial Learning helps actuarial candidates offering product GOAL; an Actuarial Exam Practice tool/textbooks, and the online learning platform Actuarial University used by many actuaries and students to help them pass their SOA and CAS Exams.
- Architected scalable cloud-based infrastructure leveraging Azure App Services with microservices architecture to modularize the actuarial exam platform for better scalability and maintenance.
- Implemented/Designed multi-platform solutions using: C# .NET 6, ASP.NET MVC Core/MVC 5, jQuery, Bootstrap, Azure App Services, R Language for custom API interfaces, Azure, SQL Server.
- Created innovative Azure Functions with custom R language handlers for statistical processing of actuarial data.
- Designed and implemented comprehensive security framework including identity management, role-based access control, and data encryption.
- Developed comprehensive web applications for actuarial exam preparation platform.
- Enhanced online learning platform increasing user engagement and exam preparation effectiveness.
Principal Software Engineer
10/2015 - 04/2021 • Dover, NH (USA)
Liberty Mutual is a global insurance company, headquartered in Boston, MA, that offers a wide range of insurance products and services, including personal and commercial lines, and is known for its global presence and focus on risk mitigation.
- Created comprehensive application architecture documentation including system diagrams, data flow models, and integration specifications.
- Led technology stack modernization initiative, transitioning from monolithic applications to cloud-native microservices.
- Designed hybrid cloud architecture leveraging both Azure and AWS services for optimal performance and cost efficiency.
- Developed microservices/web applications using: C#, ASP.NET MVC, Web API, HTML,CSS, J-Query, Bootstrap, Azure & SQL Server & AWS cloud infrastructure.
- Created microservices in MuleSoft over Any Point Studio, implementing API-led connectivity approach.
- Successfully delivered critical SSIS project, demonstrating technical leadership and project management skills.
Project Lead
05/2011 - 08/2015 • Louisville, KY (USA)
Humana Inc is a US-based for-profit health insurance company offering a wide range of healthcare benefits to individuals and employer groups, including medical, dental, vision, and pharmacy coverage, as well as services for military personnel.
- Developed Medicaid enrollment portal using C#.NET, ASP.NET, ASP.NET MVC, HTML, CSS, JQuery, Bootstrap, Angular and SQL Server.
- Led technical implementation of Obamacare healthcare enrollment systems.
- Created comprehensive reporting solutions: SQL Server Reporting Services (SSRS) SQL Server Integration Services (SSIS).
- Led technical implementation of Obamacare healthcare enrollment systems.
Senior Software Engineer | Programmer
08/2009 - 04/2011 • Mumbai, India
Acty System India Pvt. Ltd. is a Mumbai based information technology services and business Solutions Company with sole aim about combining the vast expertise of the Indian engineers with the Japanese business management.
- Developed innovative software solutions for Japanese and Indian clients.
- Created Diakanri (Diamond Process Management System) an complex Windows Forms application using: Observer/Singleton Design Pattern, C#, ASP.NET, Entity Framework and Data layer using LINQ, Entity Framework & code management activities using TFS.
- Developed and published various SSRS (SQL Server Reporting Services) reports / SSIS (SQL Server Integration Services) packages.
Software Engineer
12/2008 - 08/2009 • Mumbai, India
Created training modules, assessment modules, chat room made available by particular client to their specified users to clear ORB (Oil Record Book) & Cadet Selection Test examination.
- (DLP) Distance Learning Program support containing e-learning contents created by (ISF) company to the DLP users.
- Design, development, coding and testing in C#, ASP.NET.
- Developed critical training and assessment modules for maritime industry.
- Designed database schemas and stored procedures in SQL Server.
- Created e-learning content and distance learning program support.
Education
University of Mumbai
Bachelor's in Computer Engineering
2004 - 2008 • Mumbai, India
Core Competencies
Skills
Certifications
Microsoft Certified: Azure Developer Associate
Microsoft
01/2023 - Present
ID: MS-AZ204
Certified Ethical Hacker(CEH)-v6
EC Council
06/2010 - 11/2010
ID: ECC944432
Core Java
Rajesh Patkar Institute of Technology
06/2008 - 10/2008
Interests
Latest posts
Recent writing on software, cloud, architecture, and AI.
